Whether your card’s expired, or you’ve decided Spotify’s no longer worth the money it costs for the Premium services it offers, we’re here to help you remove your credit card from Spotify. Doing so will stop Spotify from being able to charge that card, and will stop you from having access to Premium services (unless you replace the card with a new payment method).
To learn how, simply follow our step-by-step tutorials below. For any additional information, or if you have any further queries, please direct your attention to the FAQs at the end of this article.
Table of Contents
- Frequently asked questions
- Why would I want to remove a credit card from Spotify?
- If I remove my credit card, will Spotify still be able to charge it?
- What happens to my subscription if I remove my credit card from Spotify?
- What alternative methods of payment can I use when choosing how to pay for my Spotify subscription?
- Related Posts
How to remove credit card from Spotify (desktop or mobile app)
- Open up the Spotify desktop app and log into your Spotify account if prompted; ensure you have a stable and active internet connection
- Click your Spotify profile icon in the top-right of the home screen
- From the drop-down menu, select ‘Account’
- You’ll be redirected to the Spotify account page online, scroll down until you come to the section marked ‘Your plan’
- Here you’ll see what kind of plan you have, and the payment method attached to it. Click on ‘Manage Subscriptions and Payments’
- Next, click on ‘Change payment method or card details’
- Finally, remove the credit card you wish to remove from Spotify
- You have successfully removed your credit card from Spotify and can now either delete your account, continue as a Free account holder, or replace your credit card with a new payment method to continue enjoying your Premium service
Note: You can skip steps 1-3 by heading directly to the Spotify account website page by clicking here.
And there you have it. In as little as 8 steps you can remove your credit card from Spotify and not have to worry about the Spotify accounts team trying to charge that card ever again. For any additional information, or if you still have unanswered queries, please see our FAQs below.
Frequently asked questions
Why would I want to remove a credit card from Spotify?
Spotify is the world’s largest and most popular music streaming subscription service, packed full of all the world’s best music (old and new), as well as a staggering range of audiobooks and podcasts for you to enjoy.
However, to make the very most out of Spotify – to enjoy it without ads, format your listening by creating playlists, and listen to your music however and whenever you want (even offline) – you’ll have to upgrade your membership plan from Free to Premium.
There are a good few different plans with different perks to choose from, and some are relatively affordable enough to be accessible. However, that’s not to say that at some point your financial situation might require you to make a few cutbacks.
Whilst we all love ad-free listening, sometimes a few ads are a small price to pay for financial security. Maybe, on the other hand, your credit card has simply expired (or been lost or stolen) and you need to remove it from Spotify so that you can replace it.
Whatever your reasoning, we’re here to help you master the payment section of the Spotify app.
If I remove my credit card, will Spotify still be able to charge it?
No. Once your currently billed subscription period ends (whether you pay yearly or monthly will affect this end point), Spotify will attempt to automatically charge the credit card you have removed from your payment method section (presuming you have not already replaced it with a new method).
Finding that there is no credit card there, Spotify will be unable to charge it. However, this will also mean they will be unable to continue providing you subscription access to the app, and your usage will revert to Free-level until you begin paying for the service again.
What happens to my subscription if I remove my credit card from Spotify?
Your subscription will come to an end at the end of the billing period (whether that’s at the end of the month or the end of the year). You will revert to a Spotify Free account holder, and will not be able to enjoy any of the numerous perks which come with being a Spotify Premium account holder until you begin paying for the service once more.
What alternative methods of payment can I use when choosing how to pay for my Spotify subscription?
There are many different ways to pay for Spotify, even including a plan chosen through your phone service provider, provided they offer such a deal. These are the following approved methods of payment, should you be looking to replace your removed credit card with some other means of payment:
- Credit or Debit card
- Prepaid cards
- Gift cards
- Pay by mobile (according to service provider)
- Pay as you go (available only in certain countries)